About consolidating debt chace dating

27-Aug-2020 06:44

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Another notable difference between P2P loans and those issued by banks are that they come with a fixed term for payment, meaning the borrower typically has a deadline of three to five years to pay the loan off entirely, with monthly payments to meet.

"Some people like the idea of having a fixed term for the payment," said Peter Renton, founder of Lend Academy. They know they have three or five years on a loan and they will have paid off their debt." (See also: Should You Use Peer-to-Peer Lending to Pay Down Credit Card Debt?

If you're in the red, repaying the money you owe as quickly as possible can save you big.

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) One way of speeding up the repayment process is debt consolidation.

There's typically a fee in the range of 3% of your debt that you'll pay upon shifting your balance onto the new card.