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However, the key word here is "can." If you go to a debt consolidation company, they will make an agreement with you to negotiate with your creditors into getting one monthly payment with a fixed interest rate. However, many and maybe most times debt consolidators are not able to get all creditors to agree.If just one creditor is left out, they can sue you for your liabilities. We are willing to listen and we will do everything we can to find a loan program to fit your needs. Two pieces of folk wisdom help frame the debate over debt consolidation: “Many hands make light work.” “Put all your problems in one place — it’s easier to keep an eye on them.” The first suggests that a burden of debt is easier to shoulder when divided into smaller pieces.Chapter 13 bankruptcy allows you to restructure unsecured debt into a three- to five-year payment plan.
Mariner Finance has a personal loan that fits every one of those situations, and more.In response to any lawsuit, a debt consolidation company is unlikely to help you.